Merrill Lynch Direct -- Welcome


	trade equities online from as little as $14 per trade

	trade options experience the added convenience of online option order entry

	choose mutual funds from many well-known fund families and use online tools to help you make your investment decisions. Use the Automated Investment Program to reach your savings and investment goals.

	choose CDs from our large fixed income inventory

	electronic delivery too much mail? you can have your information delivered to you electronically. it's fast, convenient and secure.


	monitor your portfolio with our comprehensive account summary and detailed account information

	open an account with low initial investment $2,000 minimum for a Cash Management Account® or $250 for an Individual Retirement Account

	manage your money wisely with our innovative Cash Management Account� (CMA� Account) and Roth, traditional and rollover IRAs, plus additional investing and banking services

	make decisions with online financial tools including investment scanners and interactive calculators to help you reach your financial goals

The information in this Internet site is directed at, and is intended for distribution to, and use by, persons in the U.S. only. It is not intended for distribution to, or use by, any person in any other jurisdiction. Non-U.S. investors, including UK investors, are directed to our International Private Banking Group site.

Merrill Lynch, Pierce, Fenner & Smith Incorporated is a registered broker-dealer and a wholly-owned subsidiary of Bank of America Corporation.
Securities Products: Are Not FDIC Insured · Are Not Bank Guaranteed · May Lose Value.

Merrill Lynch makes available investment products and services sponsored, managed, provided or distributed by companies that are affiliates of or in which Bank of America Corporation has an economic interest, including Columbia Management, BlackRock, and Nuveen Investments.

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