Trade equities online . . .

Merrill Lynch Direct offers online trading for as little as $29.95 per trade.
(Full fee schedule)

Our service representatives are also available through a toll-free number, Monday through Friday, 8:00 a.m. to 7:00 p.m. Eastern Time, to enter trades or answer questions about our service.

Merrill Lynch helps you get the best price reasonably available when you buy or sell stocks by sending all our listed orders to the exchange where the stock is listed. Orders of at least 100 shares may receive a price that is better than the current bid or offer. Studies have shown that our clients save millions of dollars each year as a result of this practice.

Not sure what to buy or sell? Use our detailed Stock Scanner to find stocks meeting criteria you define.

Trade Options

Now, qualified clients enrolled in Merrill Lynch Direct can enroll for online option order entry. Depending upon approval, you can enter orders to sell covered equity calls, buy both equity and index puts and calls (to open) and corresponding closing transactions online. Click here for more information.

Note: Options involve risk and are not suitable for all investors.

Select from well-known fund families . . .

Merrill Lynch offers you over 3,000 mutual funds. We have funds that are right for virtually every investment objective and risk profile. We offer mutual funds from over 100 well-known fund families. These include load and no-load funds seeking growth, income, income and growth, tax-exempt income, among other objectives. Our Mutual Fund Finder can help you find the funds that match your investment goals. Click here for a complete listing of fund families available to you as a Merrill Lynch client.

The Automated Investment Program (AIPs) can help you achieve your long-term financial goals. You can invest in the funds of your choice at a fixed-dollar amount and the purchase frequency you select. The program allows you to take advantage of dollar cost averaging. As a result, you may lower your average cost per share and build a portfolio without trying to predict market cycles.*

Please read the prospectus which contains more information including sales charges, management fees, and other expenses. Always read the prospectus carefully before you invest or send money. Prospectuses are available throughout the site. You can also contact our toll-free number, (877) ML-Direct (653-4732) to request that a prospectus be mailed to you, or stop into the nearest Merrill Lynch branch office to pick up one. (Use our Branch Office Locator to find the office nearest you.)

* No investment program is risk free and a systematic investment plan does not assure profits or protect against loss in declining markets. This program is recommended for long-term investing in mutual funds. Since AIPs involves continuous investment in securities regardless of fluctuating prices, you should consider your financial ability to continue investing through periods of low price levels.

Choose bonds and CDs from our large fixed income inventory. . .

As a Merrill Lynch Direct client, you can purchase municipal bonds, certificates of deposit and government securities (Treasury bonds and agency bonds) online. For other products, you can use our Bond and CD Finder to locate the bonds and CDs from Merrill Lynch's inventory that meet your criteria; then place orders through a Service Representative. Because Merrill Lynch is one of the largest underwriters and distributors of these products, we can offer you a vast inventory from which to choose.

Participate in IPOs

Visit our online IPO Center, available exclusively to Merrill Lynch clients, to review and indicate your interest in initial public offerings. Long recognized as a global leader in equity underwriting, Merrill Lynch is a market leader in IPOs.

Clients must have minimum equity in their Merrill Lynch Direct account of $100,000 to participate. Because of high demand for IPOs, not all requests can be filled.

Receive timely stock research and opinions

As a Merrill Lynch Direct client, you will receive our free comprehensive research reports. Merrill Lynch is a top-rated research institution, providing equity, fixed-income, global investment and economic research. For the fourth consecutive year, Merrill Lynch has won the number one position in Institutional Investor magazine's "All-America Research Team Survey," and has held this position 18 times in the 28-year history of the survey. Merrill Lynch earned a total of 56 team positions, with 16 first-teamers represented. Merrill Lynch has won The Wall Street Journal's 1999 All-Star Analysts research survey for the third year in a row and its fourth victory in seven years (1993, 1997, 1998, 1999). We had 38 analysts honored, 15 for stock picks and 23 for earnings-estimate accuracy.

Subscribe to our free e-mail newsletter, Merrill Lynch News & Views , to receive regular e-mail messages with Merrill Lynch's "US 1" Stock List. The US 1 Stock List represents a collection of investment ideas selected by a committee of Merrill Lynch professionals, including fundamental equity research analysts, investment strategists and research managers. The list is chosen from a universe of U.S. stocks that Merrill Lynch has rated "Buy."

Electronic Delivery

You can get any or all of the following by e-delivery:

Shareholder Notices Service Notices Trade Confirmations Prospectuses Statements Tax Reports

Simple

Set up all your delivery preferences in one place. Once enrolled in e-delivery, you will get an email notification when anything you receive electronically is available online.

Flexible

Get your information your way - even customize the parts of your statement you want to receive in the mail versus electronically.

Secure

E-delivery may be safer than your mailbox.

Getting Started

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